Terms of Service

1. AGREEMENT TO TERMS

These Terms of Service ("Terms") constitute a legally binding agreement between you, whether personally or on behalf of an entity ("you"), and Ingenii Solutions Limited("Company," "we," "us," or "our"), a company registered in Nigeria under registration number RC 1988518, with registered office at KM 18, Lekki Epe Expressway, Agungi bus stop, Lekki, Lagos, Nigeria, concerning your access to and use of the MEO platform, accessible at https://meohq.com(the "Platform").

By accessing or using the Platform, you agree that you have read, understood, and agree to be bound by these Terms. If you do not agree with these Terms, you must not access or use the Platform.

We reserve the right to make changes to these Terms at any time and for any reason. We will alert you about any changes by updating the "Last Updated" date of these Terms, and you waive any right to receive specific notice of each such change. It is your responsibility to periodically review these Terms to stay informed of updates.

2. DEFINITIONS

For purposes of these Terms:

• "Blueprint" means a step-by-step instructional guide for building income systems in the machine economy, created by Creators and sold on the Platform.
• "Builder" means a user who purchases and accesses Blueprints on the Platform.
• "Creator" means a user who creates and sells Blueprints on the Platform.
• "Content" means all text, graphics, images, videos, audio, software, data compilations, and other materials available on the Platform.
• "Machine Economy" means income systems involving AI agents, DePIN networks, robotics, hardware mining, and automated systems.
• "Purchase" means a transaction where a Builder acquires access to a Blueprint.

3. USER ELIGIBILITY

By using the Platform, you represent and warrant that:

• You are at least 18 years of age or older.
• You have the legal capacity to enter into these Terms.
• You are not barred from using the Platform under any applicable laws.
• You will comply with these Terms and all applicable local, state, national, and international laws, rules, and regulations.

If you are under 18 years of age, you must not use the Platform.

4. ACCOUNT REGISTRATION

To access certain features of the Platform, you must register for an account. When you register for an account, you agree to:

• Provide accurate, current, and complete information during registration.
• Maintain and promptly update your account information.
• Maintain the security of your password and accept all risks of unauthorized access to your account.
• Notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

You are responsible for all activities that occur under your account. We reserve the right to refuse service, terminate accounts, or remove or edit content in our sole discretion.

5. BLUEPRINTS & CONTENT

5.1 Blueprint Access

When you purchase a Blueprint, you receive a non-exclusive, non-transferable, limited license to access and use the Blueprint for one (1) year from the date of purchase, solely for your personal, non-commercial use.

5.2 Content Restrictions

You may not:

• Share, distribute, or resell Blueprint content to others.
• Remove or modify any copyright, trademark, or other proprietary notices.
• Use Blueprints for any commercial purpose without express written permission.
• Copy, reproduce, or create derivative works from Blueprint content.
• Use automated systems (bots, scrapers) to access the Platform.

5.3 Downloadable Resources

Certain Blueprint resources (PDFs, templates, documents) may be downloaded. Downloaded materials remain subject to these Terms and may not be shared or distributed.

6. PURCHASES & PAYMENTS

6.1 Pricing

All prices are in United States Dollars (USD) unless otherwise stated. Prices are subject to change at any time, but changes will not affect purchases already made.

6.2 Payment Processing

Payments are processed through our third-party payment processor, Lemonsqueezy. By making a purchase, you agree to Lemonsqueezy's terms and conditions. We do not store your payment card information.

6.3 Taxes

Lemonsqueezy, as our Merchant of Record, handles all applicable sales taxes, VAT, and other transaction taxes. Prices shown may not include these taxes, which will be calculated and added at checkout.

6.4 Renewal Pricing

After your initial 1-year access period expires, you may renew access at discounted rates:

• Year 2: 50% off the original price (minimum $29)
• Year 3+: 70% off the original price (minimum $29)

Renewals are not automatic. You will receive reminders 30 days and 7 days before your access expires.

7. REFUND POLICY

7.1 Money-Back Guarantee

We offer a 14-day money-back guarantee for all Blueprint purchases. If you are not satisfied with your purchase, you may request a full refund within 14 days of the purchase date by contacting support@meohq.com.

7.2 Refund Exceptions

Refunds will NOT be granted if:

• More than 14 days have passed since purchase.
• You have downloaded all available content from the Blueprint.
• You have violated these Terms.
• You have initiated a chargeback through your bank or payment provider.

7.3 Refund Processing

Approved refunds will be processed within 5-7 business days and credited to your original payment method. Upon refund, your access to the Blueprint will be immediately revoked.

For complete refund details, see our Refund Policy.

8. CREATOR TERMS

8.1 Creator Application

To become a Creator, you must apply and be approved by us. We reserve the right to accept or reject applications in our sole discretion. To qualify, you must demonstrate a proven income system earning at least $500 per month.

8.2 Content Submission

All Blueprints submitted for sale must be reviewed and approved by us before being published. We typically review submissions within 2-3 business days. We reserve the right to reject any Blueprint that does not meet our quality standards or violates our content policies.

8.3 Content Updates

You may update your Blueprint content at any time. Minor updates (typo corrections, adding resources) are published immediately. Major updates (pricing changes, structural changes, core content modifications) may require re-approval.

8.4 Creator Obligations

As a Creator, you agree to:

• Create original, high-quality content based on proven income systems.
• Ensure all content is accurate, complete, and not misleading.
• Own or have proper licenses for all content you submit.
• Not make false claims about income potential or guaranteed results.
• Respond to Builder questions and support requests promptly.
• Comply with all applicable laws and regulations.

9. REVENUE SHARE

9.1 Revenue Split

Creators earn 70% of the sale price for each Blueprint sold. We retain 30% to cover platform costs, payment processing, support, and infrastructure.

9.2 Payout Schedule

Creator earnings are paid out monthly on the 15th of each month. For example, sales made in January (1st-31st) are paid out on February 15th.

There is a 7-day hold period after each sale to allow for refunds. Only sales that have passed this hold period are included in payouts.

9.3 Payment Methods

Payouts are made via Wise or Payoneer to your registered account. You are responsible for providing accurate payment information and for any fees charged by your payment provider.

9.4 Taxes

You are responsible for all taxes on your earnings as an independent contractor. We provide monthly earnings reports for your tax records. Consult a tax professional for guidance on your specific tax obligations.

9.5 Refunds Impact

If a refund is issued after you have received payment, the refunded amount will be deducted from your next payout. If there are insufficient future earnings to cover the deduction, you agree to remit payment to us.

10. INTELLECTUAL PROPERTY

10.1 Creator Content Ownership

Creators retain full ownership of their Blueprint content. By submitting content to the Platform, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, distribute, display, and perform your content solely for the purpose of operating the Platform and promoting your Blueprints.

10.2 Platform IP

The Platform, including its software, design, text, graphics, logos, and other content (excluding Creator content), is owned by Ingenii Solutions Limited and is protected by copyright, trademark, and other intellectual property laws.

10.3 Non-Exclusivity

Creators may sell their content on other platforms. The license granted to us is non-exclusive, meaning you retain the right to use and license your content elsewhere.

10.4 Trademark

"MEO" and the MEO logo are trademarks of Ingenii Solutions Limited. You may not use our trademarks without our express written permission.

11. PROHIBITED CONTENT

The following types of content are strictly prohibited on the Platform:

• Illegal Activities: Content promoting or facilitating illegal activities, including but not limited to fraud, theft, hacking, or drug trafficking.
• Cloud Crypto Mining: Blueprints about cloud-based crypto mining operations. Hardware mining is permitted.
• Gambling Systems: Betting systems, casino strategies, or gambling-related income systems.
• Multi-Level Marketing (MLM): Pyramid schemes, MLM systems, or network marketing programs.
• Get-Rich-Quick Schemes: Unrealistic income claims, guaranteed returns, or "overnight success" promises.
• Adult Content: Sexually explicit material or services.
• Unlicensed Financial Advice: Investment advice, tax advice, or financial planning from unlicensed individuals.
• Harmful Content: Content promoting violence, hatred, discrimination, or harassment.
• Misleading Information: False, deceptive, or fraudulent content.

We reserve the right to remove any content that violates these prohibitions and to terminate accounts of users who repeatedly violate these rules.

12. USER CONDUCT

You agree not to:

• Use the Platform for any unlawful purpose or in violation of these Terms.
• Harass, abuse, or harm another person or entity.
• Impersonate any person or entity or falsely state or misrepresent your affiliation with a person or entity.
• Interfere with or disrupt the Platform or servers or networks connected to the Platform.
• Attempt to gain unauthorized access to any portion of the Platform or any other systems or networks.
• Upload viruses, malware, or any other malicious code.
• Engage in any automated use of the Platform, such as using scripts to send comments or messages.
• Circumvent or manipulate our fee structure, billing process, or fees owed.
• Share your account credentials or allow others to use your account.

13. DISCLAIMERS & WARRANTIES

13.1 Platform Provided "As Is"

THE PLATFORM AND ALL CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

13.2 No Guarantee of Results

WE DO NOT GUARANTEE, REPRESENT, OR WARRANT THAT YOUR USE OF BLUEPRINTS WILL RESULT IN ANY INCOME, PROFIT, OR SUCCESS. THE MACHINE ECONOMY INVOLVES RISK, AND PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS. YOU ACKNOWLEDGE THAT ANY INCOME EXAMPLES OR TESTIMONIALS ARE NOT TYPICAL, AND YOUR RESULTS MAY VARY.

13.3 Due Diligence Required

YOU ARE SOLELY RESPONSIBLE FOR CONDUCTING YOUR OWN DUE DILIGENCE BEFORE PURCHASING ANY BLUEPRINT. THIS INCLUDES RESEARCHING THE CREATOR, EVALUATING THE INCOME SYSTEM, ASSESSING RISKS, AND DETERMINING IF THE BLUEPRINT IS SUITABLE FOR YOUR CIRCUMSTANCES.

13.4 No Professional Advice

Content on the Platform is for informational and educational purposes only and does not constitute professional advice. We are not financial advisors, tax advisors, legal advisors, or investment advisors. You should consult with qualified professionals before making any financial or business decisions.

13.5 Platform Availability

We do not warrant that the Platform will be uninterrupted, timely, secure, or error-free. We do not warrant that defects will be corrected or that the Platform is free of viruses or other harmful components.

13.6 Content Accuracy

While we review Creator content, we do not guarantee the accuracy, completeness, or usefulness of any Blueprint. Creators are solely responsible for the accuracy of their content.

14. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL INGENII SOLUTIONS LIMITED, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES WHATSOEVER RESULTING FROM:

• Your use or inability to use the Platform or Blueprints;
• Any conduct or content of any third party on the Platform;
• Any content obtained from the Platform;
• Unauthorized access, use, or alteration of your transmissions or content;
• Loss of profits, revenue, or data;
• Business interruption or loss of goodwill;

WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE.

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION EXCEED THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS PRIOR TO THE CLAIM, OR ONE HUNDRED DOLLARS ($100), WHICHEVER IS GREATER.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IN SUCH JURISDICTIONS, OUR LIABILITY WILL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

15. INDEMNIFICATION

You agree to defend, indemnify, and hold harmless Ingenii Solutions Limited, its affiliates, and their respective officers, directors, employees, agents, licensors, and suppliers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

• Your violation of these Terms;
• Your violation of any law or the rights of a third party;
• Your use of the Platform or Blueprints;
• Content you submit to the Platform (for Creators);
• Your breach of any representation or warranty contained in these Terms.

16. TERMINATION

16.1 Termination by You

You may terminate your account at any time by contacting us at hello@meohq.com. Upon termination, you will lose access to your account and any purchased Blueprints. No refunds will be provided for unused access periods.

16.2 Termination by Us

We may suspend or terminate your account immediately, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Platform will immediately cease.

16.3 Creator Termination

If your Creator account is terminated for violations of these Terms, your Blueprints will remain available to existing Builders who have purchased them, but will be removed from sale to new Builders.

Unpaid earnings will be paid out in the next scheduled payout cycle unless the termination was due to fraud, in which case unpaid earnings may be forfeited.

16.4 Effect of Termination

All provisions of these Terms which by their nature should survive termination shall survive termination, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

17. MODIFICATIONS TO TERMS

We reserve the right to modify these Terms at any time. If we make material changes to these Terms, we will notify you by email or by posting a notice on the Platform at least 30 days before the effective date of the changes.

By continuing to access or use the Platform after those revisions become effective, you agree to be bound by the revised Terms. If you do not agree to the new Terms, you must stop using the Platform.

18. DISPUTE RESOLUTION

18.1 Informal Resolution

If you have a dispute with us, you agree to first contact us at hello@meohq.com and attempt to resolve the dispute informally.

18.2 Arbitration Option

If we cannot resolve the dispute informally, either party may elect to submit the dispute to binding international arbitration under the rules of the International Chamber of Commerce (ICC). The arbitration shall be conducted in English, and the arbitrator's decision shall be final and binding.

18.3 Class Action Waiver

YOU AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. YOU WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION.

18.4 Small Claims Court

Notwithstanding the above, you may assert claims in small claims court if your claims qualify and remain in such court.

19. GOVERNING LAW

These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria, without regard to its conflict of law provisions.

Any legal action or proceeding arising under these Terms will be brought exclusively in the courts located in Lagos, Nigeria, and you irrevocably consent to the personal jurisdiction and venue therein.

20. CONTACT INFORMATION

If you have any questions about these Terms, please contact us: